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WHY
CHOOSE US?
Commercial truck insurance has been our focus since our beginning, so we understand the insurance needs of truckers and business.
Making it easy for you to get affordable, high-quality insurance is our top priority. Whether you’re looking for owner operator, motor carrier, or private carrier insurance, our agency offers solutions that fit you and your business. Helping truckers understand their options and getting them the proper insurance coverage is our top priority.
Auto Liability for Truckers
Mandatory for every trucker, auto liability insurance provides coverage for damages or injuries caused by your truck to others. This coverage is essential due to the potential for significant injuries and damages from commercial truck accidents. It typically includes bodily injury, property damage, and legal fees stemming from accidents. By law, commercial truck.
Trucker's General or Excess Liability
Excess liability insurance offers truckers’ additional financial security beyond their primary policy limits. Known also as umbrella insurance, it covers overages when accident-related damages surpass the primary coverage cap. For instance, if a truck-related accident incurs $1.5 million in damages exceeding a $1 million primary policy limit, the excess liability would cover the extra $500,000. This critical coverage assures truckers and their employers have substantial protection against the high costs of road incidents.
Motor Truck Cargo
Motor truck cargo insurance safeguards trucking operations from significant financial risks by covering losses or damages to hauled goods. This insurance reimburses for repair or replacement of cargo affected by accidents, theft, or other insured incidents. It's a critical requirement by brokers and shippers, given truckers' responsibility for cargo security. Adequate coverage ensures truckers are protected against costly claims, enabling them to operate with assurance. It's a crucial safeguard for any trucking company's financial health.
Truck Physical Damage
Physical damage insurance is essential for truckers, covering the truck against damages from collisions, theft, and other hazards. It splits into collision and comprehensive coverage, the former for collision-related damages and the latter for non-collision incidents. This insurance is vital for financial protection against damage costs that could otherwise disrupt or end your trucking business operations. Although not legally mandated, it is crucial if your truck is under finance, as lenders will require it.
Truckers' Workers' Compensation Coverage
Workers' compensation insurance for truckers provides crucial support for on-the-job injuries, offering medical and wage benefits. Mandatory in some states, it's a vital safety net for owner-operators and trucking company drivers alike, addressing the inherent risks of the trucking profession. This insurance is a cornerstone of risk management, protecting trucking personnel and businesses from financial hardships due to workplace accidents.
NEED A QUOTE?
We offer commercial trucking insurance
for trucks used for business purposes, including long-haul trucking, short-haul trucking, auto fleets, business auto, motor truck cargo, and more with customizable options for the insured’s specific needs in select states. In addition, we can cover new ventures to experienced accounts and 1 unit operations to fleets.
Coverages:
-Auto Liability
-General Liability
-Motor Truck Cargo
-Auto Physical Damage
-Non-Owned/Trailer Interchange Coverage
-New Operators Coverage -New Venture
-Hired & Non-Hired Auto
-Excess Umbrella Coverage Available
Visit Us
8615 Florence Ave.
Ste 210 Downey, CA 90240
Quote Now!
(714) 277-4220
Phone
(714) 465-4433
WhatsApp
(562) 319-5588