No, we are an independent insurance brokerage, so we have access to an average of 20+ top insurance carriers.

Yes, the full down payment must be paid at time of binding.

This can be a tougher question as there are many factors that go into each trucking company, such as drivers, length of experience, radius of operations, etc. The best way to answer this is to let us gather all the necessary information and allow our many companies to quote.

Depending on the risk, it can be the same day, 24-48 hours, or a week to receive all the quotes from all the carriers, to ensure we give you the best coverage for the best price we can.

Most policies are written for a 12-month term. Some of our companies allow for 6-month terms to be written as well.

Most carriers require minimum 2 – 3 years CDL experience, however, depending on the risk, we have carriers that will take a brand new CDL diver or driver’s with at least 6 months CDL experience.

Once insurance is in place, the insurance company sends your MCP65 directly to the DMV within 24-48 hours for processing.

Once insurance is in place, the insurance company sends BMC91X electronically to

FMCSA within 24-48 hours for processing.

Once insurance is in place, the insurance company sends your MCP65 directly to the DMV within 24-48 hours for processing.

Almost anything a truck transports is considered cargo. Some trucks move fuel or hazardous materials, while others take products or dry goods. Even garbage in a garbage truck or another vehicle being towed by a tow truck might be cargo.

Since trucks transport many different kinds of cargo, insurers offer a number of different cargo insurance coverages. Companies should look for a policy that’s designed for the particular kind of cargo they move.

Trailer Interchange vs. Non-Owned Trailer Coverage:

Trailer Interchange Coverage:

-For trailers hauled under a written exchange agreement.

-Covers physical damage due to collision, theft, etc.

-Requires a formal trailer interchange agreement.

Non-Owned Trailer Coverage:

-For trailers pulled without ownership or lease by the motor carrier.

-Typically covers liability for trailer damage only.

-No written agreement necessary for coverage.

-Uninsured Motorist Coverage: Your policy may cover damages if you have this optional addition.

-Collision Coverage: Can pay for your vehicle repairs, regardless of fault.

-Legal Action: You might have the option to sue the uninsured driver for damages.

-Out-of-Pocket Costs: Without the right coverage, you may pay for repairs and medical expenses yourself.

-Reporting: Always report the accident to the police and your insurance company immediately.

-Only authorized personnel should drive your tractor.

-Proper licensing and company policy adherence are required.

-Insurance coverage may not apply to unauthorized drivers.

-Ensure drivers meet all legal and safety standards.

-Defines the geographical area your trucking operations cover.

-Can influence insurance rates and coverage options.

-Typically categorized by insurance providers as local, intermediate, or long-haul.

-Accurate reporting is crucial for appropriate insurance coverage.

-Hauling is subject to your policy’s terms.

-Certain goods may require specialized coverage.

-Review policy exclusions and cargo limitations.

-Proper endorsements needed for hazardous materials.

-Check policy for adequate coverage levels.

-Ensure all aspects of operations are covered.

-Regularly review and update insurance needs.

-Confirm inclusion of liability, cargo, and other relevant covers.