It's a must for truckers to have
GENERAL
LIABILITY
for each truck they drive.
Trucker's General or Excess Liability Insurance
Excess liability insurance offers truckers’ additional financial security beyond their primary policy limits. Known also as umbrella insurance, it covers overages when accident-related damages surpass the primary coverage cap. For instance, if a truck-related accident incurs $1.5 million in damages exceeding a $1 million primary policy limit, the excess liability would cover the extra $500,000. This critical coverage assures truckers and their employers have substantial protection against the high costs of road incidents.
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